Roy Y. Gagaza

Roy Y. Gagaza served as an officer in the military for more than 20 years

About Me

Roy Y. Gagaza entered the industry after retiring from serving as an officer in the military for more than 20 years. Now, he assists clients in working toward their retirement dreams by developing well-thought-out financial strategies. Roy’s professional goal is to help others receive the financial resources they need and the sound guidance they deserve. He respects his clients’ wishes and genuinely cares about helping them pursue their goals, all while striving to build and maintain long-lasting relationships with them and their families. Throughout his career, Roy has worked closely with the highway patrol, local school districts, CPAs, and several Chambers of Commerce, as well as numerous individuals. His seminars continue to reach hundreds of pre-retirees and retirees in need of financial guidance to help preserve their assets, create retirement income strategies, and use tax-efficient strategies to potentially reduce their taxes. Roy graduated with a bachelor’s degree in business marketing from San Jose State University. He is a Financial Professional, CEP and RFC, and holds insurance licenses in Hawaii (458231), California (0L87925). Roy is married to Patricia. They have two daughters, Kyrie and Mackenzie, and one son, Grant. In his free time, he enjoys spending time in the water, playing golf, traveling, and reading.

Learn More


Roy Y. Gagaza Portfolio

Recent News

Securing Your Wishes: Estate Planning for Possible Incapacity
April 6, 2024

Safeguarding Tomorrow: A Comprehensive Guide on How to Plan for Incapacity in Your Estate Plan

Planning for the future is a critical aspect of responsible financial management, yet many people overlook a crucial aspect of estate planning: preparing for potential incapacity. None of us can predict if or when we might become unable to make decisions due to illness, injury, or old age. However, by incorporating provisions for incapacity into […]

Roy Y. Gagaza- Comfortable Retirement
March 5, 2024

Unlocking a Comfortable Retirement Through Smart Tax Planning

Planning for a comfortable retirement is a shared goal, but achieving it requires more than saving money. Thoughtful tax planning is a critical component that can significantly impact the amount of wealth you can accumulate for your retirement years. Understanding and utilizing tax-efficient strategies can maximize your savings and ensure a more secure and comfortable […]

Roy Y Gagaza-The Complete Guide to Health Planning: Achieve Your Wellness Goals Today!
February 7, 2024

The Complete Guide to Health Planning: Achieve Your Wellness Goals Today!

Embarking on a journey to better health and wellness is one of the most rewarding decisions you can make for yourself. Whether you’re aiming to lose weight, increase energy levels, or adopt healthier habits, effective health planning is the cornerstone of success. In this comprehensive guide, we’ll explore the essential steps and strategies to help […]

December 15, 2023

Beyond Trends: Unleashing Wellness Sovereignty Through Personalized Health Mastery

In a world where wellness trends ebb and flow, a revolution is underway, one that invites individuals to reclaim their well-being through the art of personalized health mastery. This article explores the concept of wellness sovereignty, emphasizing the profound impact of crafting a customized health narrative that transcends fleeting trends and empowers individuals to become […]

Get In Touch