Hello!

Roy Y. Gagaza

Founder at Journey Wealth Management, LLC

About Me

Roy Y. Gagaza is a financial professional dedicated to assisting his clients in securing their financial futures during retirement. With accreditations as a Certified Estate Planner (CEP) and a Registered Financial Consultant (RFC), as well as holding insurance licenses in Hawaii (458231) and California (0L87925), he brings a wealth of expertise to his practice.

Throughout his career, he has garnered numerous accolades for his exceptional service. On January 5, 2023, he and his wife Patricia, co-founder and CFO at Journey Wealth Management, were honored with induction into the Advisors Excel Hall of Fame. Since 2018, he has consistently received the Advisors Excel Elite Advisor Award and the Security Benefit Elite Advisor Award in 2018 and 2020. Additionally, he achieved the Allianz Century Award, symbolizing the attainment of $100 million in premiums.

He and Patricia are proud parents to two daughters, Kyrie and Mackenzie, and one son, Grant. During his leisure time, he can often indulge his passion for tropical waters, refining his golf skills, exploring new destinations, and delving into literature.

In service to his community, he has forged valuable connections by collaborating closely with local school districts, partnering with the highway patrol, engaging with local CPAs, and participating actively in Chamber of Commerce initiatives across various locations.

Learn More

Portfolio

Roy Y. Gagaza Portfolio

Recent News

May 13, 2024

Maximizing Returns: Cutting-Edge Tax Planning Techniques That Every Investor Should Know

Tax planning is a crucial aspect of investment strategy often overlooked by investors in the pursuit of maximizing returns. However, savvy investors understand that minimizing tax liabilities can significantly impact profitability. In today’s complex financial landscape, staying abreast of cutting-edge tax planning techniques is essential for optimizing investment portfolios. This article explores advanced tax planning […]

Securing Your Wishes: Estate Planning for Possible Incapacity - Roy Y. Gagaza
April 6, 2024

Safeguarding Tomorrow: A Comprehensive Guide on How to Plan for Incapacity in Your Estate Plan

Planning for the future is a critical aspect of responsible financial management, yet many people overlook a crucial aspect of estate planning: preparing for potential incapacity. None of us can predict if or when we might become unable to make decisions due to illness, injury, or old age. However, by incorporating provisions for incapacity into […]

Roy Y. Gagaza- Comfortable Retirement
March 5, 2024

Unlocking a Comfortable Retirement Through Smart Tax Planning

Planning for a comfortable retirement is a shared goal, but achieving it requires more than saving money. Thoughtful tax planning is a critical component that can significantly impact the amount of wealth you can accumulate for your retirement years. Understanding and utilizing tax-efficient strategies can maximize your savings and ensure a more secure and comfortable […]

Roy Y Gagaza-The Complete Guide to Health Planning: Achieve Your Wellness Goals Today!
February 7, 2024

The Complete Guide to Health Planning: Achieve Your Wellness Goals Today!

Embarking on a journey to better health and wellness is one of the most rewarding decisions you can make for yourself. Whether you’re aiming to lose weight, increase energy levels, or adopt healthier habits, effective health planning is the cornerstone of success. In this comprehensive guide, we’ll explore the essential steps and strategies to help […]

Get In Touch