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Roy Y. Gagaza

Roy Y. Gagaza served as an officer in the military for more than 20 years

About Me

Roy Y. Gagaza entered the industry after retiring from serving as an officer in the military for more than 20 years. Now, he assists clients in working toward their retirement dreams by developing well-thought-out financial strategies. Roy’s professional goal is to help others receive the financial resources they need and the sound guidance they deserve. He respects his clients’ wishes and genuinely cares about helping them pursue their goals, all while striving to build and maintain long-lasting relationships with them and their families. Throughout his career, Roy has worked closely with the highway patrol, local school districts, CPAs, and several Chambers of Commerce, as well as numerous individuals. His seminars continue to reach hundreds of pre-retirees and retirees in need of financial guidance to help preserve their assets, create retirement income strategies, and use tax-efficient strategies to potentially reduce their taxes. Roy graduated with a bachelor’s degree in business marketing from San Jose State University. He is a Financial Professional, CEP and RFC, and holds insurance licenses in Hawaii (458231), California (0L87925). Roy is married to Patricia. They have two daughters, Kyrie and Mackenzie, and one son, Grant. In his free time, he enjoys spending time in the water, playing golf, traveling, and reading.

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Portfolio

Roy Y. Gagaza Portfolio

Recent News

Roy Y. Gagaza Cautions Against These 6 Ways Clients Ruin Retirement
September 6, 2021

Roy Y. Gagaza Cautions Against These 6 Ways Clients Ruin Their Retirement

Many workers dream of retirement. Unfortunately, this may never become a reality. The future is bleak for many. Bloomberg reports nearly 20% of all employees surveyed believe they will never be able to retire. Although 60 years old has long been the benchmark for retirement, this number is trending in the wrong direction. Even as […]

Roy Y Gagaza: Why Long-term Care Coverage Shouldn’t be Ignored
September 6, 2021

Roy Y Gagaza: Why Long-term Care Coverage Shouldn’t be Ignored

When people plan for their later years and retirement, Roy Y. Gagaza sees repeatedly that they typically think of cash savings, stock investments, retirement accounts, maybe gold, and real estate. However, if ten people were asked about whether they’ve considered the need for long-term care coverage, probably eight and maybe even nine would likely respond “no” to […]

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