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Roy Y. Gagaza

Roy Y. Gagaza served as an officer in the military for more than 20 years

About Me

Roy Y. Gagaza entered the industry after retiring from serving as an officer in the military for more than 20 years. Now, he assists clients in working toward their retirement dreams by developing well-thought-out financial strategies. Roy’s professional goal is to help others receive the financial resources they need and the sound guidance they deserve. He respects his clients’ wishes and genuinely cares about helping them pursue their goals, all while striving to build and maintain long-lasting relationships with them and their families. Throughout his career, Roy has worked closely with the highway patrol, local school districts, CPAs, and several Chambers of Commerce, as well as numerous individuals. His seminars continue to reach hundreds of pre-retirees and retirees in need of financial guidance to help preserve their assets, create retirement income strategies, and use tax-efficient strategies to potentially reduce their taxes. Roy graduated with a bachelor’s degree in business marketing from San Jose State University. He is a Financial Professional, CEP and RFC, and holds insurance licenses in Hawaii (458231), California (0L87925). Roy is married to Patricia. They have two daughters, Kyrie and Mackenzie, and one son, Grant. In his free time, he enjoys spending time in the water, playing golf, traveling, and reading.

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Portfolio

Roy Y. Gagaza Portfolio

Recent News

Securing Your Wishes: Estate Planning for Possible Incapacity
November 9, 2023

Securing Your Wishes: Estate Planning for Possible Incapacity

Estate planning often focuses on what happens after we pass away. However, planning for potential incapacity is an equally important aspect. The inability can arise from various causes, such as illness, injury, or mental decline, rendering an individual unable to manage their financial, legal, and healthcare decisions. Here’s how to comprehensively prepare for an event […]

Create an Estate Plan
September 17, 2023

How to Create an Estate Plan

Estate planning is a crucial step in securing your family’s financial future and ensuring your wishes are honored when you are no longer around. Whether you have substantial wealth or modest assets, create an estate plan is essential. It involves organizing your financial affairs, outlining your distribution preferences, and designating individuals to manage your estate […]

Tax Planning 101: Beginner Guide to Keeping More of Your Money
August 7, 2023

Tax Planning 101: Beginner Guide to Keeping More of Your Money

The old saying goes, “The only certainties in life are death and taxes.” While we can’t escape taxes, we can optimize our financial strategies to keep more hard-earned money in our pockets. Tax planning is the art of making strategic decisions and taking advantage of available deductions, credits, and exemptions to minimize the amount of […]

The Art of Income Planning: Building a Stable Financial Future
July 24, 2023

The Art of Income Planning: Building a Stable Financial Future

Income planning is a fundamental aspect of financial management that involves creating a comprehensive strategy to ensure a steady income stream throughout one’s life. It goes beyond the traditional concept of budgeting and focuses on optimizing financial resources, investments, and assets to secure a comfortable and stress-free future. In today’s dynamic economic landscape, income planning […]

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