Hello!
Roy Y. Gagaza
Founder at Journey Wealth Management, LLC
About Me
Roy Y. Gagaza is a financial professional dedicated to assisting his clients in securing their financial futures during retirement. With accreditations as a Certified Estate Planner (CEP) and a Registered Financial Consultant (RFC), as well as holding insurance licenses in Hawaii (458231) and California (0L87925), he brings a wealth of expertise to his practice.
Throughout his career, he has garnered numerous accolades for his exceptional service. On January 5, 2023, he and his wife Patricia, co-founder and CFO at Journey Wealth Management, were honored with induction into the Advisors Excel Hall of Fame. Since 2018, he has consistently received the Advisors Excel Elite Advisor Award and the Security Benefit Elite Advisor Award in 2018 and 2020. Additionally, he achieved the Allianz Century Award, symbolizing the attainment of $100 million in premiums.
He and Patricia are proud parents to two daughters, Kyrie and Mackenzie, and one son, Grant. During his leisure time, he can often indulge his passion for tropical waters, refining his golf skills, exploring new destinations, and delving into literature.
In service to his community, he has forged valuable connections by collaborating closely with local school districts, partnering with the highway patrol, engaging with local CPAs, and participating actively in Chamber of Commerce initiatives across various locations.
Portfolio
Roy Y. Gagaza Portfolio
Recent News
May 7, 2025
How to Fund Long-Term Travel in Retirement Without Depleting Your Savings
Traveling the world in their later years is an exciting prospect for many retirees. The freedom to explore new places and cultures can offer a fulfilling way to spend your retirement. However, funding long-term travel requires careful financial planning to ensure you don’t run out of money before the journey ends. Fortunately, with some strategic […]
November 15, 2024
Inclusive Estate Planning: Essential Tips for LGBTQ+ Families
Estate planning ensures your wishes are honored, and your loved ones are protected. For LGBTQ+ families, navigating the legal landscape may require additional considerations due to varying state laws and the unique family dynamics often involved. Crafting an estate plan tailored to your needs can provide peace of mind and safeguard your future. Understanding Legal […]
October 8, 2024
Mastering Healthcare Costs in Retirement: A Step-by-Step Guide
Planning for retirement is not just about building savings—it’s also about preparing for the healthcare costs that will arise during your later years. Healthcare expenses in retirement can be significant, especially as life expectancy continues to increase. Many retirees find that Medicare alone isn’t enough to cover all their medical needs, leading to unexpected out-of-pocket […]
July 8, 2024
Maximize Savings with Year-End Tax Strategies
Start your year-end tax planning by reviewing your income and expenses. This comprehensive overview helps you identify areas where you can maximize deductions and credits. Gather all relevant financial documents, including pay stubs, bank statements, and receipts, to clearly understand your financial situation. Estimate Your Tax Liability Estimating your tax liability gives you a snapshot […]