Hello!
Roy Y. Gagaza
Founder at Journey Wealth Management, LLC
About Me
Roy Y. Gagaza is a financial professional dedicated to assisting his clients in securing their financial futures during retirement. With accreditations as a Certified Estate Planner (CEP) and a Registered Financial Consultant (RFC), as well as holding insurance licenses in Hawaii (458231) and California (0L87925), he brings a wealth of expertise to his practice.
Throughout his career, he has garnered numerous accolades for his exceptional service. On January 5, 2023, he and his wife Patricia, co-founder and CFO at Journey Wealth Management, were honored with induction into the Advisors Excel Hall of Fame. Since 2018, he has consistently received the Advisors Excel Elite Advisor Award and the Security Benefit Elite Advisor Award in 2018 and 2020. Additionally, he achieved the Allianz Century Award, symbolizing the attainment of $100 million in premiums.
He and Patricia are proud parents to two daughters, Kyrie and Mackenzie, and one son, Grant. During his leisure time, he can often indulge his passion for tropical waters, refining his golf skills, exploring new destinations, and delving into literature.
In service to his community, he has forged valuable connections by collaborating closely with local school districts, partnering with the highway patrol, engaging with local CPAs, and participating actively in Chamber of Commerce initiatives across various locations.
Portfolio
Roy Y. Gagaza Portfolio
Recent News
July 14, 2025
How to Distribute Assets in an Estate Plan: A Comprehensive Guide
Creating an estate plan is essential for ensuring that your assets are distributed according to your wishes after your death. This process involves deciding how to allocate your property, financial assets, and other valuables among your beneficiaries. How you distribute your assets can have significant emotional and economic consequences for your loved ones. With proper […]
July 1, 2025
How to Optimize Your Charitable Contributions for Tax Benefits in Retirement
When you retire, you may find that your financial priorities shift, especially when managing taxes. Making charitable contributions is one of the best ways to reduce your taxable income while supporting causes you care about. However, it’s essential to understand how to maximize the tax benefits of your donations. In this article, we’ll dive into […]
June 19, 2025
The Role of Rental Income in a Secure Retirement Plan
Retirement planning is an essential step in securing a comfortable and financially stable future. While many people rely on savings accounts, stocks, or pension plans, rental income can be a game-changer in building a reliable retirement strategy. The potential of earning passive income from rental properties has made it a key part of many retirement […]
May 7, 2025
How to Fund Long-Term Travel in Retirement Without Depleting Your Savings
Traveling the world in their later years is an exciting prospect for many retirees. The freedom to explore new places and cultures can offer a fulfilling way to spend your retirement. However, funding long-term travel requires careful financial planning to ensure you don’t run out of money before the journey ends. Fortunately, with some strategic […]