Hello!
Roy Y. Gagaza
Founder at Journey Wealth Management, LLC
About Me
Roy Y. Gagaza is a financial professional dedicated to assisting his clients in securing their financial futures during retirement. With accreditations as a Certified Estate Planner (CEP) and a Registered Financial Consultant (RFC), as well as holding insurance licenses in Hawaii (458231) and California (0L87925), he brings a wealth of expertise to his practice.
Throughout his career, he has garnered numerous accolades for his exceptional service. On January 5, 2023, he and his wife Patricia, co-founder and CFO at Journey Wealth Management, were honored with induction into the Advisors Excel Hall of Fame. Since 2018, he has consistently received the Advisors Excel Elite Advisor Award and the Security Benefit Elite Advisor Award in 2018 and 2020. Additionally, he achieved the Allianz Century Award, symbolizing the attainment of $100 million in premiums.
He and Patricia are proud parents to two daughters, Kyrie and Mackenzie, and one son, Grant. During his leisure time, he can often indulge his passion for tropical waters, refining his golf skills, exploring new destinations, and delving into literature.
In service to his community, he has forged valuable connections by collaborating closely with local school districts, partnering with the highway patrol, engaging with local CPAs, and participating actively in Chamber of Commerce initiatives across various locations.
Portfolio
Roy Y. Gagaza Portfolio
Recent News
October 8, 2024
Mastering Healthcare Costs in Retirement: A Step-by-Step Guide
Planning for retirement is not just about building savings—it’s also about preparing for the healthcare costs that will arise during your later years. Healthcare expenses in retirement can be significant, especially as life expectancy continues to increase. Many retirees find that Medicare alone isn’t enough to cover all their medical needs, leading to unexpected out-of-pocket […]
July 8, 2024
Maximize Savings with Year-End Tax Strategies
Start your year-end tax planning by reviewing your income and expenses. This comprehensive overview helps you identify areas where you can maximize deductions and credits. Gather all relevant financial documents, including pay stubs, bank statements, and receipts, to clearly understand your financial situation. Estimate Your Tax Liability Estimating your tax liability gives you a snapshot […]
June 11, 2024
Keeping Your Estate Plan Current: A Comprehensive Guide
Estate planning is a critical component of financial management and legacy protection. Over time, changes in personal circumstances, assets, relationships, and laws necessitate updates to your estate plan. Ensuring that your estate plan remains current guarantees that your wishes are honored and your loved ones are provided to follow your latest intentions. This guide effectively […]
May 13, 2024
Maximizing Returns: Cutting-Edge Tax Planning Techniques That Every Investor Should Know
Tax planning is a crucial aspect of investment strategy often overlooked by investors in the pursuit of maximizing returns. However, savvy investors understand that minimizing tax liabilities can significantly impact profitability. In today’s complex financial landscape, staying abreast of cutting-edge tax planning techniques is essential for optimizing investment portfolios. This article explores advanced tax planning […]